:root{font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#18333a;background:#f4f7f8;line-height:1.4}*{box-sizing:border-box}body{margin:0}.topbar{height:58px;background:#0f5c66;color:#fff;display:flex;align-items:center;justify-content:space-between;padding:0 22px;position:sticky;top:0;z-index:10}.version{font-size:.78rem;opacity:.75;margin-left:9px}.status{font-size:.84rem;opacity:.9}.shell{display:grid;grid-template-columns:220px 1fr;min-height:calc(100vh - 58px)}.nav{padding:18px 12px;background:#fff;border-right:1px solid #dfe7e9}.nav button{display:block;width:100%;border:0;background:none;text-align:left;padding:11px 13px;border-radius:9px;margin-bottom:5px;font:inherit;color:#29474d;cursor:pointer}.nav button.active,.nav button:hover{background:#e7f2f3;color:#0f5c66}.page{display:none;padding:26px;max-width:1500px}.page.active{display:block}h1{margin:0 0 8px;font-size:1.7rem}h2{font-size:1.08rem}.hint{color:#6a7f84;font-size:.9rem}.cards{display:grid;grid-template-columns:repeat(4,minmax(150px,1fr));gap:14px;margin:20px 0 28px}.card{background:#fff;border:1px solid #dbe6e8;border-radius:12px;padding:16px;text-align:left;color:inherit}.card strong{display:block;font-size:1.7rem;margin:6px 0}.card small{color:#71858a}.card:is(button){cursor:pointer}.card:is(button):hover{border-color:#7aaeb4}.account-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px}.account{background:#fff;border:1px solid #dbe6e8;border-radius:10px;padding:14px;cursor:pointer}.account:hover{border-color:#7aaeb4}.account .balance{font-weight:700;font-size:1.15rem}.page-head,.resultbar,.pager,.dialog-head,.dialog-actions{display:flex;align-items:center;justify-content:space-between;gap:10px}.filters{display:grid;grid-template-columns:180px 1fr 220px auto;gap:10px;margin:18px 0}.filters label,dialog label{display:flex;flex-direction:column;font-size:.8rem;color:#60757a;gap:4px}input,select,button{font:inherit}input,select{padding:9px 10px;border:1px solid #cbdadd;border-radius:8px;background:#fff}button{border:0;border-radius:8px;background:#0f5c66;color:#fff;padding:9px 13px;cursor:pointer}.secondary{background:#e8eff0;color:#28464d}.danger{background:#9d3333}.resultbar{margin:8px 0;color:#60757a;font-size:.9rem}.table-wrap{background:#fff;border:1px solid #dbe6e8;border-radius:10px;overflow:auto}table{width:100%;border-collapse:collapse;table-layout:fixed}th,td{padding:9px 10px;border-bottom:1px solid #edf2f3;text-align:left;vertical-align:top}th{font-size:.78rem;color:#60757a;background:#f8fafb;position:sticky;top:0}.num{text-align:right}.tx-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.pager{justify-content:center;margin:14px}.backup-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:14px;margin-top:18px}.panel{background:#fff;border:1px solid #dbe6e8;border-radius:12px;padding:18px}.panel input{width:100%;margin:8px 0 12px}dialog{border:0;border-radius:12px;box-shadow:0 24px 70px #0005;min-width:min(560px,92vw);padding:18px}dialog::backdrop{background:#0006}.icon{background:none;color:#333;font-size:1.5rem;padding:2px 8px}.dialog-actions{justify-content:flex-end;margin-top:18px}@media(max-width:900px){.shell{grid-template-columns:1fr}.nav{display:flex;overflow:auto;border-right:0;border-bottom:1px solid #dfe7e9}.nav button{width:auto;white-space:nowrap}.cards{grid-template-columns:repeat(2,1fr)}.filters{grid-template-columns:1fr}.page{padding:18px}}
.pill{display:inline-block;border-radius:999px;padding:3px 8px;font-size:.75rem;font-weight:700}.pill.good{background:#e4f4e9;color:#236b3e}.pill.warning{background:#fff3d6;color:#8a6500}.pill.critical{background:#fde6e6;color:#963535}.rule-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:12px}.rule-grid .wide{grid-column:1/-1}.rule-grid textarea{padding:9px 10px;border:1px solid #cbdadd;border-radius:8px;resize:vertical}.rule-grid .check{flex-direction:row;align-items:center;gap:8px}.preview-box{margin-top:12px;padding:12px;background:#f6f9fa;border:1px solid #dbe6e8;border-radius:9px;min-height:42px}.auto-cards{grid-template-columns:repeat(4,minmax(150px,1fr))}.muted{color:#71858a;font-size:.8rem}.rule-patterns{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:420px}.linkish{background:none;color:#0f5c66;padding:4px 6px;text-decoration:underline}.danger-text{color:#963535}@media(max-width:900px){.rule-grid{grid-template-columns:1fr}.auto-cards{grid-template-columns:repeat(2,1fr)}}
.head-actions{display:flex;gap:8px;flex-wrap:wrap}.compact-filters{grid-template-columns:220px auto;max-width:420px}.split-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.8fr);gap:14px;margin-top:14px}.stack-list{display:flex;flex-direction:column;gap:9px;margin-top:12px}.due-item{display:flex;justify-content:space-between;gap:12px;padding:12px;border:1px solid #e0e8ea;border-radius:10px;background:#fff}.due-item.due-now{border-color:#7aaeb4;background:#f5fbfb}.due-actions{display:flex;align-items:flex-start;gap:4px;flex-wrap:wrap}.due-status{margin:8px 0;padding:7px 9px;border-radius:7px;background:#f3f6f7;font-size:.82rem}.due-status.deviation{background:#fff2e6;color:#8a4c00}.due-status.ok{background:#e9f6ed;color:#25663a}.due-status.missing{background:#fff7dc;color:#725b00}.reserve-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(340px,1fr));gap:14px;margin-top:18px}.reserve-card{background:#fff;border:1px solid #dbe6e8;border-radius:12px;padding:16px}.progress{height:8px;background:#e7eef0;border-radius:999px;overflow:hidden;margin:14px 0}.progress span{display:block;height:100%;background:#0f5c66}.reserve-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.reserve-stats small{display:block;color:#71858a}.reserve-stats strong{display:block;margin-top:2px}.reserve-note{margin:12px 0;font-size:.9rem}#budget-specific-wrap{display:none}@media(max-width:1050px){.split-grid{grid-template-columns:1fr}.reserve-stats{grid-template-columns:repeat(2,1fr)}}@media(max-width:900px){.compact-filters{grid-template-columns:1fr}.due-item{flex-direction:column}.reserve-grid{grid-template-columns:1fr}}
.year-select{display:flex;align-items:center;gap:7px;color:#60757a;font-size:.82rem}.year-select select{min-width:95px}.year-bars{display:flex;flex-direction:column;gap:7px}.year-bar-row{display:grid;grid-template-columns:48px minmax(160px,1fr) 110px;gap:10px;align-items:center;font-size:.86rem}.year-bar-row>strong{text-align:right}.year-bar-track{height:16px;background:#eef3f4;border-radius:999px;overflow:hidden;position:relative}.year-bar-track i{position:absolute;left:0;height:7px;border-radius:999px}.year-bar-track .bar-income{top:1px;background:#3d8f63}.year-bar-track .bar-expense{bottom:1px;background:#b36a54}.wealth-part{padding:10px 0;border-bottom:1px solid #edf2f3}.wealth-part:last-child{border-bottom:0}.wealth-note{margin-top:14px}@media(max-width:700px){.year-bar-row{grid-template-columns:42px 1fr}.year-bar-row>strong{grid-column:2}}
.assessment{margin-top:14px;padding:14px;border:1px solid #dbe6e8;background:#f8fafb;border-radius:10px}.assessment h3{margin:.45rem 0}.assessment p{margin:.45rem 0}.cost-ass{text-align:right}.page h3{font-size:1rem}


/* Lokale KI */
.ai-preview{max-height:520px;overflow:auto;white-space:pre-wrap;word-break:break-word;background:#f5f7f7;border:1px solid var(--line,#d8e0e0);border-radius:10px;padding:12px;font-size:12px;line-height:1.45}
.ai-answer{white-space:pre-wrap;line-height:1.55;min-height:180px}
.privacy-panel{border-left:4px solid #0f5c66}
code{font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,monospace;font-size:.92em}

/* Finanzkompass · moderne lokale Arbeitsfläche */
:root{color:#172b42;background:#f3f6fb;font-size:15px;--line:#e1e7ef;--accent:#087e8b;line-height:1.5}
.topbar{height:72px;background:#101f33;padding:0 28px;border-bottom:1px solid #ffffff12}.topbar strong{font-size:1.22rem;letter-spacing:-.04em}.version{color:#b6c8dd;opacity:1}.status{color:#b6c8dd}.shell{grid-template-columns:218px minmax(0,1fr);min-height:calc(100vh - 72px)}
.nav{background:#101f33;border:0;padding:20px 12px;position:sticky;top:72px;height:calc(100vh - 72px);overflow-y:auto}.nav button{color:#b9c8da;font-size:.87rem;padding:11px 14px;margin-bottom:4px;border-radius:9px}.nav button:hover{background:#1e324b;color:#fff}.nav button.active{background:#087e8b;color:#fff;font-weight:650;box-shadow:0 4px 12px #0002}
main{min-width:0}.page{max-width:1540px;margin:auto;padding:30px clamp(18px,3vw,44px)}h1{font-size:clamp(1.6rem,2.6vw,2.15rem);letter-spacing:-.045em;font-weight:720;line-height:1.2;margin-bottom:10px}h2{font-size:1.03rem;letter-spacing:-.015em;margin:0 0 14px}.hint{color:#64758b;font-size:.88rem;max-width:85ch}.page-head{margin-bottom:20px;flex-wrap:wrap}.page-head h2{margin:0}.cards,.auto-cards{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin:24px 0}.card{min-width:0;min-height:140px;border:1px solid var(--line);border-radius:16px;padding:19px 20px;box-shadow:0 3px 12px #20355004;display:flex;flex-direction:column;align-items:flex-start;justify-content:flex-start}.card span{font-size:.8rem;font-weight:600;color:#61728a}.card strong{font-size:clamp(1.15rem,1.85vw,1.8rem);letter-spacing:-.045em;line-height:1.2;margin:12px 0;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.card small{font-size:.76rem;color:#738298;margin-top:auto}.card:is(button){transition:transform .16s,border-color .16s,box-shadow .16s}.card:is(button):hover{transform:translateY(-3px);border-color:#7fbdc4;box-shadow:0 8px 20px #17374f0c}#card-wealth{background:#123b49;border-color:#123b49;color:#fff}#card-wealth span,#card-wealth small{color:#bad8df}#card-income{border-top:3px solid #087e8b}#kpi-budget{font-size:clamp(1rem,1.45vw,1.5rem)}
.panel,.reserve-card,.account{border-color:var(--line);border-radius:16px;padding:22px;box-shadow:0 3px 12px #20355004}.panel+.panel{margin-top:18px}.panel h2{margin-top:0}.split-grid{gap:20px;grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start}.split-grid>.panel{margin-top:0;min-width:0}.rule-grid{gap:16px}.rule-grid label,.form-grid label{display:flex;flex-direction:column;gap:7px;font-size:.82rem;font-weight:600;color:#52657d;min-width:0}.panel input{margin:0}.panel input:not([type=checkbox]),.panel select,.panel textarea{width:100%;min-width:0}input,select,textarea{color:#172b42;border:1px solid #d5deea;border-radius:9px;padding:11px 12px;background:#fbfcfe;font:inherit;max-width:100%}input[readonly]{background:#f0f4f8;color:#52657d}button{border-radius:9px;background:#087e8b;font-size:.86rem;font-weight:600;padding:11px 15px;min-height:42px}button:hover{filter:brightness(.96)}button:disabled{opacity:.45;cursor:default}button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #58b6df;outline-offset:3px}.secondary{background:#edf2f8;color:#354d68}.head-actions{gap:10px}.rule-grid+button{margin-top:18px}.table-wrap{border-color:var(--line);border-radius:12px}th{background:#f6f8fc;font-weight:600;padding:13px 14px}td{padding:14px;font-size:.86rem}tbody tr:last-child td{border-bottom:0}.num{font-variant-numeric:tabular-nums}.pill{padding:5px 10px}.preview-box,.assessment{background:#f5f8fc;border-color:var(--line);padding:16px;border-radius:12px}.ai-answer{font-size:.95rem}.ai-preview{max-height:380px}.reserve-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}
.income-layout{display:grid;grid-template-columns:minmax(280px,.85fr) minmax(0,1.4fr);gap:22px;align-items:start}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-grid .wide{grid-column:1/-1}.form-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.income-summary{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap;margin:24px 0}.income-summary strong{font-size:2.4rem;letter-spacing:-.05em;color:#087e8b}.income-item{border-bottom:1px solid var(--line);padding:18px 0}.income-item:first-child{padding-top:4px}.income-item:last-child{border:0}.income-item-head{display:flex;justify-content:space-between;align-items:start;gap:16px}.income-item strong{font-variant-numeric:tabular-nums}.income-item .head-actions{margin-top:12px}.empty-state{padding:28px 12px;color:#64758b;text-align:center}.form-feedback{min-height:24px;margin:14px 0 0;color:#087e8b;font-size:.88rem}
@media(min-width:1500px){#page-dashboard .cards{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:1150px){.cards,.auto-cards{grid-template-columns:repeat(3,minmax(0,1fr))}.income-layout{grid-template-columns:1fr}.split-grid{grid-template-columns:1fr}}
@media(max-width:900px){.topbar{height:64px;padding:0 18px}.shell{grid-template-columns:minmax(0,1fr)}.nav{position:static;height:auto;display:flex;padding:10px;overflow-x:auto}.nav button{flex-shrink:0;margin:0 4px 0 0}.page{padding:24px 18px}.cards,.auto-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.card{min-height:130px;padding:17px}.card strong{font-size:1.5rem}.table-wrap table{min-width:620px}.topbar .status{display:none}.panel{padding:20px}.filters{grid-template-columns:1fr}.rule-grid{grid-template-columns:1fr}.rule-grid .check{flex-direction:row}}
@media(max-width:480px){.version{font-size:.65rem}.cards,.auto-cards{gap:10px}.card{padding:14px;min-height:126px}.card strong{font-size:1.25rem}.form-grid{grid-template-columns:1fr}.page-head{align-items:flex-start}.income-item-head{flex-direction:column}.panel{padding:17px}.backup-grid{grid-template-columns:minmax(0,1fr)}.income-layout{grid-template-columns:minmax(0,1fr)}}
@media(prefers-reduced-motion:reduce){.card:is(button){transition:none}.card:is(button):hover{transform:none}}
.ai-search-panel{margin-top:24px;border-color:#8cc4cc;background:#faffff}.ai-search-row{display:flex;gap:12px;margin-top:12px}.ai-search-row input{flex:1;min-width:0;padding:15px!important;background:#fff}.ai-search-options{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin:14px 0}.ai-search-options label{font-size:.82rem;color:#52657d}.ai-search-options select{width:auto}.ai-result-panel .ai-answer{min-height:70px}.check{display:flex;align-items:flex-start;gap:10px;margin:12px 0}.panel input[type=checkbox]{width:auto;flex-shrink:0;margin-top:4px}.ai-search-row button{flex-shrink:0}@media(max-width:600px){.ai-search-row{flex-direction:column}.ai-search-options select{width:100%}.ai-search-options{gap:8px}}

/* Kompakte Kacheln und durchgehend linke Navigation */
.shell{grid-template-columns:190px minmax(0,1fr)}
.nav{display:block;position:sticky;top:72px;height:calc(100vh - 72px);padding:14px 10px;overflow-x:hidden;overflow-y:auto;align-self:start}
.nav button{display:block;width:100%;white-space:normal;overflow-wrap:anywhere;margin:0 0 4px;padding:10px 12px;text-align:left}
.cards,.auto-cards,#page-dashboard .cards{grid-template-columns:repeat(6,minmax(0,1fr));gap:10px;margin:18px 0}
.card{min-height:100px;padding:11px 12px;border-radius:12px}
.card span{font-size:.74rem;line-height:1.3}
.card strong{font-size:clamp(1rem,1.35vw,1.3rem);line-height:1.15;margin:7px 0;letter-spacing:-.03em}
.card small{font-size:.68rem;line-height:1.3}
#kpi-budget{font-size:clamp(.9rem,1.1vw,1.1rem)}
@media(max-width:1150px){.cards,.auto-cards,#page-dashboard .cards{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:900px){.shell{grid-template-columns:166px minmax(0,1fr)}.nav{top:64px;height:calc(100vh - 64px)}.nav button{font-size:.8rem;padding:10px}.cards,.auto-cards,#page-dashboard .cards{grid-template-columns:repeat(3,minmax(0,1fr))}.page{padding:20px 16px}}
@media(max-width:600px){.shell{grid-template-columns:124px minmax(0,1fr)}.nav{padding:10px 6px}.nav button{font-size:.74rem;padding:9px 7px}.page{padding:18px 10px}.cards,.auto-cards,#page-dashboard .cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.card{padding:9px;min-height:94px}.panel{padding:13px}.account-grid{grid-template-columns:minmax(0,1fr)}}
@media(max-width:390px){.cards,.auto-cards,#page-dashboard .cards{grid-template-columns:minmax(0,1fr)}.card{min-height:86px}}

/* KI-Suche auf jeder Seite */
.topbar{gap:16px}.global-ai-search{display:flex;gap:8px;width:min(460px,45%);margin-left:auto}.global-ai-search input{min-width:0;flex:1;background:#20344d;border-color:#3a536e;color:#fff;padding:9px 12px;font-size:.85rem}.global-ai-search input::placeholder{color:#c1cfdf}.global-ai-search button{white-space:nowrap;padding:9px 13px}
@media(max-width:900px){.topbar .version{display:none}.global-ai-search{width:auto;flex:1;max-width:460px}}
@media(max-width:600px){.topbar{padding:0 10px;gap:8px}.topbar strong{font-size:.9rem}.global-ai-search{gap:5px}.global-ai-search input{font-size:.75rem;padding:8px}.global-ai-search button{font-size:.73rem;padding:8px}.topbar>div:first-child{flex-shrink:0}}
.securities-knowledge{min-width:0;margin:22px 0 18px;padding:16px;border:1px solid var(--line);border-radius:12px}.securities-knowledge legend{padding:0 6px;font-weight:650;font-size:.9rem}.securities-knowledge .rule-grid{margin-top:0}
[hidden]{display:none!important}.login-body{min-height:100vh;display:grid;place-items:center;padding:24px;background:#101f33}.login-card{width:min(100%,480px)}.login-card h1{margin-bottom:14px}.session-bar{display:flex;gap:14px;justify-content:space-between;flex-wrap:wrap;padding:8px 20px;background:#e8eff5;font-size:.8rem}.financial-analysis{margin-top:24px}

/* Compact dashboard tiles and persistent account sorting. */
#page-dashboard .account-grid{grid-template-columns:repeat(auto-fill,minmax(min(180px,100%),1fr));gap:8px}
#page-dashboard .account{padding:10px;border-radius:10px;font-size:.82rem;overflow-wrap:anywhere}
#page-dashboard .account .balance{font-size:1rem;margin:3px 0}
#page-dashboard .account small{font-size:.72rem}
#page-dashboard .card{min-height:76px;padding:9px 11px;border-radius:10px}
#page-dashboard .card strong{font-size:1.12rem;margin:5px 0}
#page-dashboard .card span,#page-dashboard .card small{font-size:.72rem}
#page-dashboard .cards{gap:8px;margin:16px 0}
.account-sort{display:flex;align-items:center;flex-wrap:wrap;gap:10px;font-size:.85rem;margin:12px 0}
.account-sort select{max-width:100%;font-size:.85rem}

#available-budget{color:inherit;text-align:left;background:#e8f3f1;margin-bottom:10px}#page-dashboard .investment-heading{margin-top:24px}#dashboard-accounts{margin-top:8px}

/* Accessible spacing and explanatory controls */
body{line-height:1.55}.hint,.muted,.card small{color:#526176}input,select,textarea{min-height:40px;color:#172c43}button:focus-visible,select:focus-visible,input:focus-visible,summary:focus-visible,[role=button]:focus-visible{outline:3px solid #167a86;outline-offset:3px}.page{max-width:1680px}.metric-wrap{position:relative;min-width:0}.metric-wrap>.card,.metric-wrap>.account{width:100%;height:100%}.metric-info{position:absolute;right:5px;top:5px;width:25px;height:25px;min-height:25px;padding:0;border:1px solid #6a7c8c;border-radius:50%;color:#18354d;background:#fff;font-size:.85rem}.metric-wrap .card,.metric-wrap .account{padding-right:34px!important}.analysis-fold{margin:16px 0;border:1px solid #ced8e2;border-radius:12px;background:white}.analysis-fold>summary{padding:16px;font-weight:650;cursor:pointer}.analysis-fold>.panel{border:0;box-shadow:none}.salary-positive{color:#126638}.salary-negative{color:#a12727}#salary-result{font-weight:650;white-space:pre-line;margin:14px 0}#salary-dashboard{margin:16px 0}#metric-help{max-width:650px;min-width:0;width:90vw}#metric-help-text{white-space:pre-line;line-height:1.7}.filters{align-items:end}#page-accounts .filters{grid-template-columns:minmax(150px,1fr) minmax(140px,.8fr) minmax(190px,1.5fr) minmax(110px,.7fr) auto}#page-accounts .filters input,#page-accounts .filters select{width:100%;min-width:0}#page-accounts .filters #btn-clear{grid-column:1/-1;justify-self:start}@media(max-width:850px){#page-accounts .filters{grid-template-columns:1fr 1fr}}@media(max-width:480px){#page-accounts .filters{grid-template-columns:1fr}}#page-dashboard .card span,#page-dashboard .card small{font-size:.8rem}#page-dashboard .card{min-height:90px}

.allocation-bar{display:flex;height:28px;overflow:hidden;border-radius:8px;margin-bottom:18px;background:#e0e5eb}.allocation-bar span{display:block;min-width:0}#page-development .hint{line-height:1.6}#btn-new-income-source{pointer-events:auto;opacity:1}